Are you in need of student loans so you can start or finish a degree that you want? Do you want to advance in your job or career and make more money? Going back to college can be difficult and you might be thinking that you cannot get the student loans you need because of your credit. However, student loans with bad credit do exist and they are easier to get than you might think. Here are your options.
First, you might not even need a loan. Go to the financial aid office, fill out your FAFSA form, and ask them if you qualify for any grants. Usually if you are 23 year old or more, support yourself, or do not make much money as a couple, and do not live at home, then you qualify for what is called a pell grant. This is free government money to help with books, tuition, housing, and any other needs you might have.
Second, if you do not qualify for the pell grant or you need more money you can get unsubsidized and subsidized loans that are government backed. The amounts on these will vary depending on your state, income level, and level you will be in school. These are usually enough to help cover tuition at any state or community college. These are also government backed so you do not have to worry about your credit at all with them.
Last, if you still need more money there are plenty of places that are willing to do student loans with bad credit if you have a co signer. If you are in this situation, then find yourself someone that is willing to co sign for you so that you can get the money you need for school. Also, check out any scholarships or other forms of funding that might be available as well.
First, you might not even need a loan. Go to the financial aid office, fill out your FAFSA form, and ask them if you qualify for any grants. Usually if you are 23 year old or more, support yourself, or do not make much money as a couple, and do not live at home, then you qualify for what is called a pell grant. This is free government money to help with books, tuition, housing, and any other needs you might have.
Second, if you do not qualify for the pell grant or you need more money you can get unsubsidized and subsidized loans that are government backed. The amounts on these will vary depending on your state, income level, and level you will be in school. These are usually enough to help cover tuition at any state or community college. These are also government backed so you do not have to worry about your credit at all with them.
Last, if you still need more money there are plenty of places that are willing to do student loans with bad credit if you have a co signer. If you are in this situation, then find yourself someone that is willing to co sign for you so that you can get the money you need for school. Also, check out any scholarships or other forms of funding that might be available as well.
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